Frequently Asked Questions
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Making sure our customers understand their insurance policy is important to us. See below our FAQs about manufactured housing community insurance.
Our paper, Accelerant Specialty Insurance Company, carries a Financial Strength rating of A- (Excellent) and a Financial Size of IX ($250 Million to $500 Million). This rating was effective as of July 28, 2022.
Yes, we can provide both Property and General Liability coverage for park-owned homes.
We write in all 50 U.S. states excluding Hawaii.
Yes. While coverage is often excluded in wind-exposed areas such as Florida, we can provide Named Storm coverage.
No, our Property and General Liability products are issued as separate policies.
Yes, with a preference towards parks that cater to long-term residents.
There is no minimum or maximum space requirement. Our typical combined minimum policy premium is $2,500 with the exception of CA which is $4,000.
Yes, we provide Business Income coverage within our Property policy. The coverage extends to the loss of rents suffered by the park owner due to damage to tenant-owned homes from a covered cause of loss.
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